Select Page

BLOG

Amy Scott
Financial Coaching & Consulting 

A Plan for the “Messy Middle”

A Plan for the “Messy Middle”

You need a PLAN that connects where you are today with your future goals. A visual plan you can reference and use to guide your choices every day. Not an annual plan. Not a plan that helps you budget month to month. A fluid plan that lets you pivot. A plan that...

Stop Tracking. Start Planning.

Stop Tracking. Start Planning.

An excel sheet tracking your income and expenses is a snapshot. It's not a budget. It's like stepping on a scale and seeing a number. It's nice information to have, but it doesn't help you lose weight. Tracking your expenses tells you where your money went. But you...

How Would You React?

How Would You React?

If your friend came to you and was overwhelmed with financial stress, how would you react? Would you be judgmental or irritated? I don't know about you, but I extend WAY more compassion and understanding toward my friends than I do toward myself. Even when my friends...

What if you only need to figure one thing out?

What if you only need to figure one thing out?

If you want to pay off debt for good, you need to learn to follow a plan. If you're thinking, "Great! Give me the plan!" I can help you. I just need you to be patient. Because learning to follow a plan takes patience. I teach my clients to slow down. Moving too...

Your Budget is Failing You

Your Budget is Failing You

Everyone told you to track your expenses. So, you tracked them, and you thought that was budgeting. But it didn’t work. A spreadsheet full of tracked expenses just tells you where your money went. You need a plan to tell your money where to GO. You’ve been sold a lie...

Wanna wipe out your debt & start over?!

Wanna wipe out your debt & start over?!

Wanna wipe out your debt & start over?! 💰 Sounds great, right?! The only catch is that even if all of your debt were paid off, you'd most likely fall back into debt again. IYKYK. If you want to get out of debt for good, you need to learn to follow a plan for your...

You’re paying off credit card debt the wrong way.

You’re paying off credit card debt the wrong way.

How's it going paying off your credit card debt? Do you pay it down, only to have it creep back up? If you feel like you're fighting a battle you'll never win, then guess what? You're doing it wrong. I'm guessing you're using your credit cards for all of your everyday...

GPS for Your Finances

GPS for Your Finances

Most of us use GPS to calculate the fastest way to our destination. We usually don't hop in the car and "wing it" to our end point, hoping we'll magically make it to where we want to go. But with our finances, we're surviving without GPS!! And, it's causing stress,...

I Make Good Money. Where Is It Going?!

I Make Good Money. Where Is It Going?!

If you're asking this question, it's because YOU CAN'T SEE YOUR MONEY CLEARLY. I get it!! It’s hard to SEE your money clearly because your income & expenses go through so many different channels - checking accounts, debit and credit cards, cash, checks, Cash App,...

What You Should STOP, and What You Should START

What You Should STOP, and What You Should START

If you want to get out of debt for the last time, there are things you should stop doing and things you should start doing. Stop telling yourself - "I'm bad with money." Start telling yourself - "Being good with money is a skill I can learn." That simple shift in...