The #1 reason you're struggling with unwanted debt is this: You can't see your money clearly!! Your income & expenses go through SO many different channels. You've got some expenses set up on auto pay, while others you pay manually. You use your credit card or...
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Amy Scott
Financial Coaching & Consulting
Stop Calling This a Budget
"I've tried budgeting a million times, but it just doesn't work for me!" An excel sheet listing your income and expenses is just a snapshot. It's not a budget. It's like stepping on a scale and seeing a number. It's nice information to have, but it doesn't help you...
It’s Time for Compassion
Are you avoiding looking at your numbers because you're afraid it's gonna take forever to clean up that mess? Not to mention, it's gonna make you feel like shit. Embarrassed, overwhelmed, confronted. Easier to avoid it. You'll get to it when you have the time &...
The One Thing to Figure Out
It doesn't matter if you know where to invest your money if you don't have the money to invest. Learning to follow a plan takes patience. My clients all want to skip ahead, but I slow them down. The #1 skill I teach them is to be patient. I'm not interested in...
Tracking Doesn’t Work (But This Does)
If your day-to-day spending feels out of control, you may have tried tracking your expenses to reign them in. Tracking can be illuminating, but it's time-intensive and tells you where your money went. It doesn't provide guardrails to protect where you want your money...
How Can You See Your Money Clearly?
How do I get my head around your finances to create an effective financial plan for you? A plan that connects what you're doing today with your 6 month and 6 year goals? In order for me to create your plan in Budget Like a Badass Bootcamp, you fill out an income &...
Ever wonder when you started saying that?
You're not bad with money. You just don't know WTF is going on with your money. You're guessing, doing mental math, feeling hopeful and then completely screwed. Sometimes in the same 15 minutes. You get excited about a huge commission, a raise or a refund. Then it's...
This Is Not Your Mother’s Budgeting System
Last year, I coached my client Angela on a new Budgeting system not being "enough." She was sure we'd have to dive deep into her emotions about money. The way her parents dealt with money. Her feelings of scarcity around money. She'd tried ALL the budgets - Mint,...
The First Step Toward Financial Security
If your friend came to you and was overwhelmed with financial stress, how would you react? Would you be judgmental or irritated? I don't know about you, but I extend WAY more compassion and understanding toward my friends than I do toward myself. Even when my friends...
Your Dirty Little Secret
I see you crushing it at work. Taking on more responsibility. Making more money. Being THE ONE your co-workers rely on. The one who has it all together. But, you have a secret they don't know about. Your finances are a mess. You want them to be organized, but you're...