Everyone told you to track your expenses. So, you tracked them, and you thought that was budgeting. But it didn’t work. A spreadsheet full of tracked expenses just tells you where your money went. You need a plan to tell your money where to GO. You’ve been sold a lie...
Wanna wipe out your debt & start over?! 💰 Sounds great, right?! The only catch is that even if all of your debt were paid off, you'd most likely fall back into debt again. IYKYK. If you want to get out of debt for good, you need to learn to follow a plan for your...
How's it going paying off your credit card debt? Do you pay it down, only to have it creep back up? If you feel like you're fighting a battle you'll never win, then guess what? You're doing it wrong. I'm guessing you're using your credit cards for all of your everyday...
Most of us use GPS to calculate the fastest way to our destination. We usually don't hop in the car and "wing it" to our end point, hoping we'll magically make it to where we want to go. But with our finances, we're surviving without GPS!! And, it's causing stress,...
If you're asking this question, it's because YOU CAN'T SEE YOUR MONEY CLEARLY. I get it!! It’s hard to SEE your money clearly because your income & expenses go through so many different channels - checking accounts, debit and credit cards, cash, checks, Cash App,...
If you want to get out of debt for the last time, there are things you should stop doing and things you should start doing. Stop telling yourself - "I'm bad with money." Start telling yourself - "Being good with money is a skill I can learn." That simple shift in...
The #1 reason you're struggling with unwanted debt is this: You can't see your money clearly!! Your income & expenses go through SO many different channels. You've got some expenses set up on auto pay, while others you pay manually. You use your credit card or...
"I've tried budgeting a million times, but it just doesn't work for me!" An excel sheet listing your income and expenses is just a snapshot. It's not a budget. It's like stepping on a scale and seeing a number. It's nice information to have, but it doesn't help you...
Are you avoiding looking at your numbers because you're afraid it's gonna take forever to clean up that mess? Not to mention, it's gonna make you feel like shit. Embarrassed, overwhelmed, confronted. Easier to avoid it. You'll get to it when you have the time &...
It doesn't matter if you know where to invest your money if you don't have the money to invest. Learning to follow a plan takes patience. My clients all want to skip ahead, but I slow them down. The #1 skill I teach them is to be patient. I'm not interested in...