I recently hired a personal trainer. I’m 47 years old, almost 48, and I’ve never hired a personal trainer. Why pay someone to help me work out when it’s something I’m perfectly capable of doing on my own? Except, I wasn’t doing it on my own. I had every intention...
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Amy Scott
Financial Coaching & Consulting
How to Create New Thoughts About Money
When I first meet with potential new clients, they usually dive into all of the things that aren’t working around their finances. They share about what they aren’t doing well, and they share about the things they feel disempowered and ashamed about. It’s real and...
Are unconscious thoughts sabotaging your finances?
Sometimes stress, confusion and fear around money get in the way of us taking leaps we would otherwise take. Is it possible you’re tolerating stress around your finances because you’re afraid of the alternative? If you had your financial shit together, you couldn’t...
How a Financial Coach is different from a Financial Advisor or a CPA
I see you, and you are extraordinary. You bring your A-game to every area of your life. You’ve been struggling to get your financial shit together for a while, and you’ve sought help from your financial advisor, your CPA, your well-meaning friend or relative and, of...
Our Thoughts About Money Limit Our Choices
My husband Mick joined the Baltimore City Teacher's Residency FIVE DAYS after our wedding. He's been a high school teacher for the 16 years we've been married. During this time, he's been the primary income earner in our couple. His consistent salary and our...
How I Helped My Clients Pay Off $94,000 of Debt
I met Linda & Tom in October 2019 - they were referred to me by a former client. They lived in Chicago, I lived in Baltimore, and we met on Zoom in the days before my financial coaching business went totally virtual (thanks, Covid). I don’t remember much of what...
The Way We Talk About Money Matters
Is there something you want, but you feel like money is getting in the way of having it? Maybe it’s something you've wanted for a short time or maybe it’s something you've been talking about for a long time. It could be a thing to purchase or maybe it’s a lifestyle to...
How to Turn Your Day-To-Day Spending Into a Fixed Expense
Have you ever gotten to the end of the month and realized you have a lot LESS inside your bank account than you thought would be there?! Or, have you opened your credit card bill and been shocked to find the amount to pay off is higher than you expected?! Many...
Three Common Problems You May Be Facing With Your Budget
You work hard, and you want confidence that you’re doing the best you can with your money — to move from “I’m probably fine” to actually progressing towards financial freedom. If you feel stuck and don’t know how to move from “I’m fine-ish” (I’ll just avoid it until...
Why your budget isn’t working for you – and how to fix it
“Budgeting just doesn’t work for me!” Have you tried budgeting and it has only led to stress and frustration? If so, it’s not your fault! Most of us are taught a method of budgeting that is destined to fail. If you google “budgeting,” you will likely find an excel...